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Dream Big and Plan for Reality.

Having dreams and then chasing them is the ultimate feeling. Dreaming big keeps you motivated and forces you to keep going. Visualizing your success is a huge part of getting you there. You have got to see it to believe it and then achieve it.

Until you achieve all your wildest dreams, you do need to plan for what you have right now, and also plan for what you will need in the future. This means having a budget in place to keep you on track.  Do you know how much your monthly income is in relation to your monthly expenses? Do you plan to save portions of your money in order to pay for upcoming dreams, like vacations or vehicles?  Are you falling short every month and not sure why?

The only way you will be able to realistically achieve your goals is to know what you are starting off with, and then plan for what you need. Implement a personal monthly budget, and then be sure to stick to it.  You have got to hold yourself accountable to your budget in order to see the results.  Check out the Personal Budget Worksheet available on my website to assist you with this process. Reassess your budget monthly to ensure that you stay on track.

There are always ways to increase income or reduce expenses in order to achieve what you need. Plan for what you want, and then try to be a little patient while the Universe shifts things around to accommodate your wishes. (Patience is something I am still trying to wrap my head around. I want it all and I want it now!)

Make real plans today to achieve your dreams. Reduce stress and build confidence by managing your cash flow.  Happy budgeting!

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Tina O’Connor is an on-air personality and relationship expert who focuses on parenting, sex and lifestyle issues — with a feng shui twist. She is the author and creator of the popular "Be That" book series, whose titles include "Be That Girl," "Be That Mom" and "Be That Kinky Girl," providing women and couples everywhere with concrete strategies to achieve more balance, happiness, peace and success in their lives. Tina holds a BSc in psychology and is a certified feng shui practitioner and mom of three who appears regularly on Global, CTV and Rogers TV stations across Canada. She has also appeared as a guest on a wide variety of radio stations, from CBC to Playboy Radio. With her straight-talking approach and dynamic personality, Tina gives real-world advice with a flair for entertainment. She truly is "That Girl."

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